Cyber security is increasingly becoming important as cyber crimes are on the rise. James Lyne, Global Head of Security Research at Sophos, offers top tips to protect yourself from cyber-criminals.
How many of the things on the ‘not to do’ checklist do you do?
1. Use a password that’s easy to remember, like ‘Password’ or ‘123456’
Though they are easy to remember, for a cyber-criminal this is like giving candy to a baby. A password like this can be cracked in less than a second.
2. Have the same password for everything so it’s easy to remember
It’s a lot of hassle having to have a separate password for our online banking, online shopping and email accounts. However, remember if a cyber criminal has access to one password they have access to all your accounts and the plethora of data they contain.
3. Create a ‘log-in and password’ folder on your phone or in your email
So you have different passwords and usernames – that’s great. But keeping a folder with all of the information in is a hacker’s dream and one that is easier to access than you might think. You’re better off using a password manager that you know is secure.
4. Ignore notifications to update your phone or your laptop
We all get frustrated by notifications asking us to update the software on our laptops or iPhones, and it’s so easy to ignore or click remind me later. But some updates will have important security patches that really need to be carried out.
5. Open links or attachments in an email from an unknown sender
Has curiosity ever got the better of you, and you’ve been desperate to know what’s in the attachment or tempted to click a malicious looking link? Phishing emails are going from strength to strength and some are even fooling the pros, but as a rule of thumb never open it if you’re not expecting it.
6. Replying to emails that notify you of unusual activity on your account
The majority of ‘fraud alert’ or ‘account compromise’ emails these days tend to be scams. Don’t reply to them or click on the links, but instead go directly to the website of the provider (or phone them) to check for issues. Clicking a link in one of these emails and ‘signing in’ is a classic way to lose your login information.
7. Click ‘remember me’ when you log into sites
It’s convenient to be able to go on a site and already be logged in, but do you want to allow a cyber criminal access to your Facebook account for example? Always log out and never tick the ‘remember me’ box.
8. Believe deals that are too good to be true – there’s no such thing as a free iPhone
We’re all after a good bargain, but this also presents cyber criminals with an opportunity to steal your information by offering you the most competitive deals. Use your initiative to know what is real and what isn’t, and if you aren’t sure, don’t take the risk.
9. Connect to an unknown wi-fi network
It’s important to be confident that the wi-fi you’re connecting to is secure. Otherwise all the data on your phone from your Facebook account to your banking apps could be infiltrated by a cyber criminal. If you’re not sure it’s secure but you really need to connect, you could use VPN.
10. Don’t check your transactions and miss any fraudulent activity on your cards
These days it’s much harder to check every transaction on our bank statements, however the Christmas shopping period is the most important time of year to be doing this in order to avoid falling victim to fraud. If you discover payments that you can’t identify, notify your bank immediately.
1- Lock down your login
Login approvals (or two-step verification) are the best and easiest way to keep your Facebook account from getting hacked.
When you log in from a new computer, phone, or web browser, you’ll enter a code that you get on your phone to help make sure it’s really you.
How to Do It? To turn on login approvals, go to ‘More’ and tap ‘Settings’. From there, select Security Settings, and check the box next to ‘Login Approvals’.
2 – Let Facebook know when you see something that shouldn’t be on Facebook
If you see something abusive or harmful that you think should not be on Facebook, you can report it to us by clicking the report link (typically an upside down arrow in the top right of a post).
Facebook doesn’t include any information about the person who filed the report when they reach out to the person who posted it.
3 – Understand who you’re sharing with
Whenever you update your status, share photos or post anything on Facebook, you can select who sees what you share by using the Audience Selector tool.
You can choose to share with everyone, just your friends or even a customised audience.
When you create a customised audience, you can selectively share with, or hide something from, specific people. You also can change the audience for a post after you’ve shared it. To change the audience for something you’ve posted, tap the top right of the post to edit the post’s privacy setting and select a new audience.
Remember, when you post something on another person’s profile, that person controls who can view the post. Additionally, anyone who gets tagged in a post may see it, along with their friends.
4 – Check who can tag you in posts
When it comes to tagging, you can review the content you’re tagged in on Facebook. Tag review lets you approve or dismiss tags that your friends may add to your posts.
When you turn this option on, a tag that someone else adds to your post will not appear until you approve it.
Facebook also offers timeline review. Timeline review lets you choose whether posts you’re tagged in appear on your Timeline.
When you turn this option on, posts you’re tagged in will not appear on your Timeline until you approve them.
To turn on tag review or timeline review, tap the icon with three lines, and then tap Settings, then Account Settings and select Timeline and Tagging.
5 – Go for a checkup
You can choose from lots of easy-to-use tools on Facebook for protecting your information.
Facebook Privacy Checkup (https://www.facebook.com/about/basics/) walks you through a few quick steps to help ensure that only the people you want can see your stuff.
You can also try Facebook’s Security Checkup (https://www.facebook.com/help/799880743466869) to boost the security of your account in three short steps.
If you think someone other than you has logged into your Facebook account, Facebook has tools to help secure your account. First we’ll confirm it is really you and we may ask you questions about yourself, ask you to identify photos of your friends, or check your phone for a code.
Finally, Facebook will help you update your password. Facebook has systems that work around the clock to help protect your account and keep you in control of your account. If you think you’ve been hacked, visit facebook.com/hacked.
Selling your beloved car can be quite tiresome, as you want the right buyer paying the right price.
There are a number of ways to sell a pre-owned car in the UAE, however, there are a few things to keep in mind before you go down that route.
Here are some tips from Saygin Yalcin, CEO of sellanycar.com on how to sell used cars in the UAE and avoid fraudulent car buyers…
How much is the car worth?
– The first thing to do is figure out the value of your car. A quick look at online classified pages can be a place to start, but the values tend to range hugely with 20 versions of the same car. What tends to happen is that when someone tries to sell a car on classified ads, they look at a similar car and then add another 2 per cent on the cost to leave room for negotiation. However, when someone is looking to buy a car they will filter out everything but the lowest price – making it a pointless process.
– One way of finding a more accurate price is to check certified online companies that do price comparisons. Use that as a basis. It saves time trying to figure out your car’s real market value.
– Do not rely on online classifieds prices, as they are merely wish lists of other sellers.
– Selling to consumers will mostly require you to fix all damages your car might have. This might cost you a hefty repair bill.
– Hiding damages of your car to a consumer, which endanger the roadworthiness, might leave you with warranty claims by the buyer 6 months down the road.
How to find a buyer?
– Do not pay to sell your car.
– Avoid risky test drives with strangers.
– Keep your privacy. Do not share your home address or personal phone number with random people.
Selling to a dealer?
– If you have a car, which is older than one or two years, most dealers will not consider it worth their showroom real estate and reject.
– Do not pay for a car inspection to evaluate your car.
– You do not have to promise to buy a car, in order to be able to sell your car.
– You do not have to drive long distances or compare several dealers.
– Your car’s value does not depend on a dealer’s brand focus, inventory situation or perception of the market. Only a true marketplace based on demand and supply can determine your car’s real value.
– Make sure to check the dealer’s trade license, which should read ‘Used Car Trading’.
What’s the legal car selling process in the UAE?
– Sign a binding, certified purchase agreement with the buyer, before transferring the title.
– Do not accept cheques from strangers.
– Make sure the company you are dealing with is reputable and licensed appropriately.
– If your car has an outstanding loan, make sure to request a liability letter from your bank.
– After selling, make sure to remove your personal belongings, number plate and Salik tag from your car.
– After title transfer, ask for a copy of the new ownership certificate of your car, send it to your insurance company to receive a potential refund and notify them about the change in title.
– If you are selling to a stranger or unknown dealer and are not sure, if you will get paid, use an escrow payment service, which will cost you a significant amount of money.
As the UAE driving licence is only valid for 10 years, it needs to be renewed when it has expired.
Having your driving licence renewed in the UAE is simple though, as it can be done at any traffic office across the Emirates or at The Roads and Transport Authority (RTA) offices in Dubai in less than an hour.
You will need to:
• Submit the application and the required documents at the customer services centre of the drivers licensing section
• Undergo an eye test
• Provide an eye test certificate from a recognised optician or ophthalmologist
• Have a copy of your valid passport with residence visa stamp
• Submit original expired licence
• Have an Emirates ID
• Provide two recent photos
• If you are driving a heavy vehicle or operating heavy mechanical equipment you will need a letter from your employer as well
Be sure that your traffic file number is clear from all the fines because if you have traffic fines, then you will be asked to pay the fee and all the fines.
And after clearing all fines and all other documents are OK, you will get your new driving licence within 30 minutes to one hour.
The licence renewal fees is Dhs110.
The applicant should go in person to where a driving licence can be renewed, or use the online service.
You can renew your driving licence online by doing an eye test and posting the results online through the RTA website.
Emirates ID is an identity card issued to all those who reside in the UAE.
It’s an official document that is mandatory for children and adults.
To get the ID, you need to go to the nearest typing centre and fill in an e-form or go online http://www.id.gov.ae/en/home.aspx
If it’s your first time to apply for Emirates ID, then you need to go to Emiratis ID centres for biometric scans by taking a photo and you will be asked to provide fingerprints and your signature.
After that you will receive a text message to inform you that your ID is finished.
UAE nationals and GCC nationals need to pay Dhs100 for five years while expats and residents need to pay Dhs100 for each year remaining on their visa. Additionally there is a Dhs70 typing centre fee.
UAE nationals need a valid passport and family book. GCC nationals need a valid passport and UAE residence document. Other residents need a valid passport and a residence or entry visa. Children under 15 also need a colour photo.
You’ll receive a text message giving the request number.
The Emirates ID can be collected from your given post office box number.
You can contact the Emirates ID Helpline on Twitter @EmiratesID_HELP
Or check this video for further information
The rules for transporting your pet to and from the UAE vary depending on your country of departure, airline and destination.
In order to transport your pet in and out of the country you will need to apply for an import or export permit and present valid health and vaccination certificates.
Your vet can advise you on the vaccinations and certificates needed for pet transit, while you should consult your airline to check the standard approved crates, cargo flight bookings and pre- and post flight boarding facilities.
Local and international pet transportation companies are also there to help you navigate the bureaucracy of rules and regulations and assist with the necessary vaccinations, blood tests, micro-chipping, import and export documents as well as ministry stamps and permits.
EU issued pet-passports are valid with the necessary vaccination records and microchips, despite the UAE not having it’s own pet passport scheme.
All pets entering the UAE must obtain an import permit from the UAE Ministry of Environment and Water (MOEW).
The ministry will charge a fee per permit, which can list up to two pets. If you are returning to the UAE with your pet, it will need a Re-Entry card instead of an import permit.
Permits are valid for 30 days, during which time your pet must arrive in a cargo shipment, pet transportation company, Move One said.
In order to apply for a permit, pets must also have been vaccinated against rabies at least 21 days earlier, and within the last year, Move One said.
All pets must also be micro-chipped and be at least four-months-old to enter the UAE.
You will need the following documents to import a pet to the UAE:
The rules for taking your pet home depend on the country you’re destined for. The standard requirements for transporting your pet out of the UAE include:
Certain pets are not allowed to enter the UAE such as wolf hybrids, fighter dogs or a cross-breed between either of these, while birds are currently banned for import to the United Arab Emirates.
To transport invertebrates, tropical fish, reptiles and amphibian, seek advice from the country of origin and destination.
For more information on pet shipping, visit www.moew.gov.ae
For professional pet transport companies visit:
The Dubai Health Authority announced in 2014 that all residents in Dubai will be required to take part in a health insurance scheme.
Whether they are businessmen, housewives, children, drivers, maids or cooks – they all are required under the Dubai Health Insurance Law No 11 of 2013 to have health coverage.
If they fail to do so, the UAE visa will not be renewed or will be penalised.
The legal liability for every sponsor is to provide an essential insurance package— fixed between Dhs550 and Dhs700— so that those with salaries under Dh4,000, such as domestic workers, receive adequate cover.
So, are domestic workers, such as maids, cooks and drivers, required to have coverage? According to the DHA, they are and their sponsor has to pay for it.
The Insurance System for Advancing Healthcare in Dubai states: “Where a person employs domestic workers on their sponsorship, whether the sponsor is a national or a resident, the sponsor must arrange and pay for insurance coverage.
“It is not permissible for employers to deduct premiums from the employee or to reduce salary to mitigate the cost.
“As for treatment costs, employees will have to pay only the deductible or coinsurance amounts specified under the terms of the policy as well as any other treatment costs incurred which are not covered by the policy or which are in excess of any policy limits or sublimits.
“For these Lower Salary Band (LSB) employees, the employer or other sponsor must purchase a plan that meets the Essential Benefits Plan minimum levels of cover.
“For this segment of the population, these plans can be purchased only from insurance companies who have qualified as Participating Insurers.
“Participating insurers have exclusive access to this segment but in return they cannot deny coverage or impose special conditions.”
The companies that have been qualified as the participating insurers are Axa Insurance, MetLife Alico, National Health Insurance Company (Daman), Oman Insurance Company, Orient Insurance Company, Ras Al Khaimah National Insurance Company and Takaful Emarat.
The beneficiary with basic insurance cover is given a maximum coverage of up to Dh150,000 and has to pay 20 per cent during each visit to the hospital.
To get insurance for a domestic worker under your sponsorship, visit www.isahd.ae or visit the sales centre of the insurance companies.
Every year, thousands of UAE residents plan to move homes, whether it’s because of the need to downsize, upsize, move closer to schools or work, or just because of rental price increases.
Servicemarket.com has seen that the summer months of June, July, and August are the peak season for moving homes for UAE residents.
Here’s a checklist by Service Market to help residents plan a smooth move:
1. Choose your movers two weeks in advance: Get in touch with the moving companies you have shortlisted and finalise the one that meet your needs and requirements roughly two weeks prior to your move. Confirm your appointment a week before the big day.
2. Pack, categorise, and label: Anything that you won’t need in the days leading up to the move can be put away, such as jewellery and documents. A general rule of thumb for packing is to label all your boxes and containers – you might want to categorise them depending on their contents or the room they’re supposed to go into, which is going to make it super easy for you to set up your new home. You should also prepare a small bag with basic items that you would need during the first few days in your new home, such as essential toiletries, work outfits, and chargers for your electronics to name a few.
3. Do some [Summer] cleaning: While packing and getting ready for the big move, you might realise that you have way too many things that you don’t use or need at all anymore, from old cabinets to crockery sets. If you have the time, earn yourself a few extra bucks by holding a small garage sale, or put up your stuff on Melltoo or Dubizzle. If you don’t have space for your antique dining set in the new house but don’t feel like selling it off either, consider a storage facility where you can keep it safely.
4. Eat all the food: A few weeks before your move, start going through all the usable food items in your freezer and pantry. However, if you are short on time or if there are foods you really can’t use up, then consider giving perishable food items to family, friends and neighbours.
5. Get the necessary moving permissions paperwork: To move into a new place, you usually need to get an NOC from the building or community management. This can take up to three working days, so don’t leave it for the last minute. You also may need to get permission to move out of your current place too. Finally, you may need separate permissions for any maintenance work you need to do such as AC maintenance or painting.
6. Notify your utility providers: Get in touch with your current water, gas and telephone connections and inform them about your move at least a week in advance. And don’t forget to contact providers catering to your new home for new connections.
7. Update your addresses: Whether it’s with your bank, your favourite restaurant, your water delivery company, or your contact list, be sure to notify all important parties of your new address change to avoid any hiccups in deliveries later on.
8. Get the new place ready: Whether the walls are screaming for a fresh coat of paint or you want a new shelf installed, now is the time to get that out of the way. You can also book a professional cleaning company to make sure your new house is spotless before you move in.
9. Get your old place ready too: In most cases, the terms of the lease would require you to leave the apartment or villa in the same condition as the one it was in when you first moved in. Therefore, you might want to give the walls a lick of paint and book a cleaner to make sure you leave the home spotlessly clean – not only will this make a good impression on your landlord, but you will also get your full deposit back.
10. Involve your little ones in the moving process: If you’re moving with children, involve them in the process right from the start. For example, give them a box to fill up with their toys and belongings – not only is this going to keep them busy, but it will give them a sense of responsibility and control over the move as well. Furthermore, don’t be afraid to ask for help in the days leading up to the move and especially the big day itself! You’d be surprised at how quickly you can get stuff done once the kids have been busied in colouring, games and the like.
Having a driving licence in the UAE is certainly a huge positive to everyday life, with making long distances convenient and saving up on cab money.
If you cannot wait to hit the roads of the country and plan to get your licence soon, here is your guide of how to go about getting your driver’s licence in UAE.
For starters, you need to be a resident of the country and over the age of 18 to get a driving permit.
In case you do not have any valid licence from other countries, you need to go through all the cycles of driving classes.
To kick things off, you will need to head down to a driving institute and open your file for which you would need:
Once you have submitted these documents you will be asked to pick your dates to complete eight hours of theory classes ( Dhs 830) before giving the theory test (Dhs 50). You could either do them back to back and complete them sooner or take one class a day.
After you have completed your theory classes, you will be given a date for your theory test which will evaluate you on what was taught in the classes.
The results of your theory test will be given immediately. If you have an existing licence from the countries listed below, you could directly apply for your road test:
GCC countries, Australia, Austria, Belgium, Canada , Denmark, Finland, France, Germany, Greece, Netherlands, India, Ireland, Italy, Japan, New Zealand, Norway, South Africa, South Korea, Spain, Sweden, Switzerland, Turkey, UK, USA.
If you do not have an existing licence, after you pass you theory test, you will be assessed on your driving skills to place you in an area (Ranging from 1-6) based on how much training is needed.
Once you are placed in an area, you will have to complete a specific number of hours in each area including practice on a simulation machine.
After completing your specified hours, you can apply for a road test date.
For more information, visit: edcad.ae or call 600-588880.
There are two main providers to get your internet and TV connection in the UAE, du and Etisalat. They provide home internet, landline and TV packages.
First find out which provider supplies this service in your apartment or villa. A residential or commercial tower is serviced by either du or Etisalat. The real estate agent should have this information. If not then ask a neighbour or the front desk in the building.
You can also call du (04 390 5555 – if you’re calling from abroad dial +971 4 390 5555) or Etisalat (assuming you’re not an Etisalat customer already dial 800 101 – if you’re calling from abroad dial +971 4 004 44101).
You will then need to visit the branch of the correct provider and file an application.
You will need your passport, residency visa and Emirates ID, a copy of these documents and a filled out application form, which can be downloaded online.
Both du and Etisalat offer a number of packages with various speeds, including 56kbps-4Mbps dial-up, ISDN, ADSL, wi-fi connection, prepaid internet, cable etc.